Savings Accounts

Let us help you prepare for your financial future. We offer a range of ways to save and easy access when the need arises. Establishing and maintaining a savings account prepares you for unexpected financial events like illness or a job change. Saving is an important part of financial planning and can foster responsible money management skills.

To open a savings account, log in to online banking and visit eShare. Members can also call1-800-634-6632 (1-800-63-Honda) or visit their nearest branch to speak to a member service representative.

Regular Savings
With great features like a competitive rate, a $5.00 minimum balance requirement and easy ATM access, this is the perfect account for your everyday savings needs.

  • $5 minimum daily balance
  • Competitive interest rate
  • Interest compounded daily, paid monthly
  • No monthly fee
  • Payroll Deduction or Direct Deposit available

Secondary Savings
Open as many Secondary Savings Accounts as you like to set aside funds for vacations, holidays or rainy days.

  • $5 minimum daily balance
  • Competitive interest rate
  • Interest compounded daily, paid monthly
  • No monthly fee
  • Payroll Deduction or Direct Deposit available

Premier Savings Account
Maximize your returns on larger balances with our Premier Savings Account. You’ll earn more over time with our high-yield market rates, yet still have the ability to make withdrawals each month.

  • $10,000 minimum balance
  • High-yield market rate
  • Interest compounded daily, paid monthly
  • No monthly fee*
  • Payroll Deduction or Direct Deposit available

* If your savings balance falls below the minimum daily balance, a service charge of $25 will be assessed. Members are allotted six withdrawals per month.

Holiday Savings Club Account

Set aside funds throughout the year and be ready for holiday shopping. With the Holiday Savings Club, there are no maintenance fees and all it takes is $5 to open an account. The balance of your account will be available to you by November 1 of each year once the account is opened. And you’ll earn 1%** above our current regular savings rate on the money you save! By saving a set amount each pay period, you’ll save money on interest paid on holiday bills and maybe even check more off of your wish lists!

  • $5 minimum balance
  • Interest rate 1% above HFCU Regular Savings rate
  • Interest compounded daily, paid monthly
  • Balance available November 1**
**Initial deposit of $5.00 is required to open a Holiday Savings Club Account. Save all year long. Money will be transferred to regular savings account on November 1 of each year the Holiday Savings Club Account is open. Any withdrawal from the Holiday Savings Club Account prior to November 1 will result in the balance being transferred to your Regular Savings Account, and a penalty of all dividends paid from November of the previous year will be assessed. If the Holiday Savings Club Account is closed or if a withdrawal is made during the month of December, a penalty of dividends paid from November of the same year will be assessed. A dividend rate of 1% above the HFCU regular savings rate and APY is paid on that portion of your average daily balance that is $2,500 or less. The regular savings rate is paid on that portion of your average daily balance that is greater than $2,500.

The National Credit Union Administration (NCUA), an agency of the federal government, insures funds deposited at Honda FCU up to $250,000.

Honda FCU insures an additional $250,000 through the American Share Insurance (ASI), a private insurance company.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-634-6632 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.
Part of the Family
  • Federally Insured by NCUA
  • Equal Housing Lender
  • America's Credit Unions
  • American Share Insurance
Honda FCU is registered with the Nationwide Mortgage Licensing System & Registry (NMLS#: 709435)