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Savings Accounts

If you’re saving money for a vacation, a wedding, holiday shopping or simply a rainy day — you need a reliable option to help you protect and earn. Each savings account with Honda Federal Credit Union comes with easy access, competitive rates and helpful money management tools.

Find the option right for you.

Regular Savings

 

Perfect for your everyday savings needs

  • $5 minimum daily balance
  • Competitive interest rate
  • Interest compounded daily, paid monthly
  • No monthly fee
  • Payroll deduction or direct deposit available

See the Current Interest Rate

Secondary Savings

 

Set aside funds for vacations, emergencies and more

  • No minimum balance
  • Competitive interest rate (paid on portion above $5)
  • Interest compounded daily, paid monthly
  • No monthly fee
  • Payroll deduction 

See the Current Interest Rate

Premier Savings

 

Maximize your returns on larger balances

  • $10,000 minimum balance
  • High-yield market rate
  • Interest compounded daily, paid monthly
  • No monthly fee*
  • Payroll deduction or direct deposit available

See the Current Interest Rate

Holiday Savings Club Account

 

Jump-start your holiday savings

  • No minimum balance
  • Interest rate 1% above Honda FCU Regular Savings rate
  • Interest compounded daily, paid monthly
  • Payroll Deduction
  • Balance available November 1**
  •  

See the Current Interest Rate

More Ways to Save

 
Savings Certificates

Step up your savings and earn higher interest rates with a certificate of deposit. Choose a fixed term of 6 months, 1 year, 2 years, 3 years or 5 years. Read more

 
Money Market Accounts

Earn high-yield money market rates while maintaining easy access to your funds when you open a money market account. Read more

 
Education Savings

Start saving early for a child or grandchild’s future. Read more

* If your savings balance falls below the minimum daily balance, a service charge of $25 will be assessed. Members are allotted six withdrawals per month.
**Initial deposit of $5.00 is required to open a Holiday Savings Club Account. Save all year long. Money will be transferred to regular savings account on November 1 of each year the Holiday Savings Club Account is open. Any withdrawal from the Holiday Savings Club Account prior to November 1 will result in the balance being transferred to your Regular Savings Account, and a penalty of all dividends paid from November of the previous year will be assessed. If the Holiday Savings Club Account is closed or if a withdrawal is made during the month of December, a penalty of dividends paid from November of the same year will be assessed. A dividend rate of 1% above the HFCU regular savings rate and APY is paid on that portion of your average daily balance that is $2,500 or less. The regular savings rate is paid on that portion of your average daily balance that is greater than $2,500.
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