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Home Equity Loans & Lines of Credit

Put your home’s value to work.

By borrowing against your home equity, you can pay for virtually anything, including home improvements, college tuition, debt consolidation or emergency expenses. Apply today!

  Equity Advantage Line of Credit Equity One Fixed Second Mortgage

APR* As Low As

 8.00% (Variable) 7.25% (Fixed)

Terms

 10 year draw/payment period with an additional 20 year repayment period Terms available from 5 to 20 years

Loan-To-Value (LTV) Available

 80%, 90% and 100% LTV 80%, 90% and 100% LTV available

Maximum Loan Amount

 $450,000 $450,000

Availability

 For members in AL, CA,IN, OH, SC & NC For members in AL, CA, GA, IN, NC, OH & SC

Payment Options

 Interest-only payments available ------

Refinance Options

 Members with an existing Equity Reserve LOC can refinance for an Equity Advantage LOC ------

Learn More About Home Equity

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Home Affordability

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 Question and Answer

What's a HELOC?

* APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.