Savings Certificates 

Earn our highest competitive rates with our savings certificates. Savings certificates enable you to lock-in higher interest rates for a fixed term and may be opened with as little as $500.

  • Our highest competitive rates
  • Fixed rate locks for the life of the certificate
  • Balances over $10,000 earn higher rates
  • Earn higher rates for longer terms
  • Dividends compounded daily and paid monthly

More Options:

  • Terms of 6, 12, 24, 36 and 60 months
  • Dividends may be withdrawn without penalty

You’ll also have the peace of mind that the penalties for early withdrawal of your savings certificate will never exceed your original deposit.

Open the Certificate That Is Right for You:

Regular Savings Certificates – $500 minimum balance
Premier Savings Certificates – $10,000 minimum balance
Executive Savings Certificates – $100,000 minimum balance

New Flex Savings Certificates (formerly Bump-Up)- offers the same rate as our 1 year Regular, Premier and Executive Share Certificates, but this Certificate offers special benefits:
  • 10-month term, 12-month rate
  •  At the 5- month mark, you will get a 10-day window to add or withdraw funds with no penalty (cannot withdraw below the minimum).
  •  If our 1 year certificate rates have increased at the 5 month mark you will get an automatic rate increase!
  •  Set up this Flex CD for automatic renewal to keep your savings growing
  • Open this CD at any time (no longer a seasonal product)
We offer a variety of share certificates that fit your needs. Open a Share Certificate through eShares within Online Banking, visit your local branch, or call us at 800-634-6632!


The funds deposited at Honda Federal Credit Union are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. That means it’s backed by the full faith and credit of the United States government.

We insure an additional $250,000 through the American Share Insurance (ASI), a private insurance company.


 
Regular Savings Certificates04/01/2017
Rate APY1 Term Minimum Deposit
2.00% 2.02% 5 Years $500
1.35% 1.36% 3 Years $500
1.00% 1.01% 2 Years $500
1.00% 1.01% 1 Year $500
0.35% 0.35% 6 Months $500
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
Premier Savings Certificates04/01/2017
Rate APY1 Term Minimum Deposit
2.05% 2.07% 5 Years $10,000
1.40% 1.41% 3 Years $10,000
1.05% 1.06% 2 Years $10,000
1.05% 1.06% 1 Year $10,000
0.40% 0.40% 6 Months $10,000
       
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
Executive Savings Certificate04/01/2017
Rate APY1 Term Minimum Deposit
2.10% 2.12% 5 Years $100,000
1.45% 1.46% 3 Years $100,000
1.10% 1.11% 2 Years $100,000
1.10% 1.11% 1 Year $100,000
0.50% 0.50% 6 Months $100,000
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-634-6632 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.
Part of the Family
  • Federally Insured by NCUA
  • Equal Housing Lender
  • America's Credit Unions
  • American Share Insurance
Honda FCU is registered with the Nationwide Mortgage Licensing System & Registry (NMLS#: 709435)